Get Pre-Qualified Now.
Then Pick Your Payment.
Pick The Payment is a free service that connects you with dealers who know how to handle all credit situations and know how to get you a car. Name, mobile, email — that's the whole form. We email your confirmation, then a real finance pro calls you during open hours — Mon–Fri 9am–9pm, Sat 9am–7pm — to introduce themselves and schedule your get-together.
What Happens Next
You submit four quick fields. We email your confirmation right away. A PTP specialist calls you during open hours — Mon–Fri 9am–9pm, Sat 9am–7pm — to introduce themselves, learn your situation, and schedule your get-together — the sit-down where you pick your payment and drive. No credit hit until you say go.
Who We Help
You Talk To A Human. Not An Algorithm.
All credit situations? Bankruptcy? Repo? First-time buyer? That's exactly who we help. Real conversation, real answers, real next steps.
What You Get:
We Work With All Credit Situations:
- Bad Credit
- No Credit
- Bankruptcy
- Repossession
- Divorce
- First Time Buyers
- Self-Employed
- Fixed Income
Alex • Senior Specialist
"I'll walk you through the buying process and answer all your questions."
We're On The Line 9–9 M–F, 9–7 Sat
Submit your info and a real specialist calls you — same day. Mon–Fri 9am–9pm, Sat 9am–7pm, closed Sunday.
Ready When You Are.
Four quick fields. Thirty seconds. No credit hit, no SSN, no bots.